Getting into a motor vehicle accident can be both dangerous and emotionally overwhelming, which is why it is important to avoid making some common mistakes when you need to handle this difficult situation. Here are the five most common mistakes that people make when pursuing a motor vehicle compensation claim:
Failing to gather the right evidence after being involved in a motor vehicle accident
After being involved in an accident you should first ensure that you are not seriously injured from the event. If you are well enough it is important to start gathering as much evidence as possible for your motor vehicle compensation claim. You should first gather the right evidence from the scene including:
- Taking photos of your car from different angles, particularly the damage
- Taking photos of the other drivers car and the surroundings
- Any road signs in the area
- Any evidence of the crash such as skid marks
- Time, date and location of incident
As part of the evidence gathering process you should also ensure to get the correct contact details, including:
- Full name, address, contact number, insurer and registration number from the other driver
- Vehicle colour, make and model
Not calling the police
In the case of a ‘Major Traffic Crash’ it is vital to contact the police, both for their experience in motor vehicle cases and the fact that a formal police report is a powerful piece of evidence when pursuing a motor vehicle claim. The police will investigate all traffic crashes meeting the ‘Major Traffic Crash’ criteria, including where someone is killed or injured, a party fails to exchange particulars and a driver appears affected by alcohol or drugs.
The police will arrive, take witness statements, investigate the scene and possibly even pin-point the cause of the accident. If you were involved in a crash and realise you have been injured after the event then you may call the Police Assistance Line on 131 444 to report the injury.
Not procuring detailed medical evidence
Even if your injuries seem minor you should always consult a doctor as soon as possible and ensure that they thoroughly examine you. They should be able to outline your injuries, note any concerns and make a judgement on your ability to undertake work. This medical report will be an important piece of evidence if you decide to pursue personal injuries benefits.
Assuming fault when you are not responsible for an accident
You should never assume that you are responsible for an accident unless you are sure that it was your fault. If you feel unsure or are being pressured to take responsibility you should always consult a professional that can help investigate your case and ensure that you are treated fairly.
Trying to pursue a claim by yourself
Pursuing a motor vehicle claim can be difficult if you don’t understand your rights and the law. It can often be a good idea to consult a lawyer about a motor vehicle claim, not only because they can help you navigate the complex world of pursuing an insurance claim but because a lawyer can help maximise your ultimate payout.