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TPD insurance claims can be a long, difficult process and most claimants will have some doubts about what TPD means, what they are entitled to and what to do if their claim is rejected.

If you’ve suffered from an injury or illness and cannot go back to work then you might be eligible for a total and permanent disability payout from your superannuation insurance.

A TPD or total permanent disability claim is a lump-sum payment intended to help support someone who is no longer able to work due to severe injury or illness.

What is a TPD Claim?

TPD is an acronym that stands for total and permanent disability.

A 2016 report by the Australian Securities and Investments Commission (ASIC) on the life insurance sector, claimed that insurers declined an average of 16 percent of claims with one insurer